Piraeus Bank Product management and business development (January 2014 - December 2014) • Risk portfolio analysis for 2.2 billion outstanding business loan balances • Growth of revenues by 1 million through increasing annually expenses from 15.000 clients with revolving loans • Solve problems from migration of 6 banks categorize 2000 clients in specific loan products • Adapt to the new digital banking environment, project manager on the most innovative product in the Greek banking market E-loan application • Design campaigns with specific characteristics for 17.000 potential clients • Business analysis in any European funding, lending program (nsrf , jeremie , Horizon 2014-2020) • Project manager for new banking products and systems (green banking loan product , credit scorecard system, microfinance up to 25.000 euro) • Assistant in clients segmentation and restructuring banking products by firm Oliver Wyman

• Team leader coaching and training 6 people to act individually • Traveling in bank peripheral branches to meet in person and propose customized solutions to clients with npl balances over 100.000 euro • Reduce by 50 million non performing loans the first 3 months • Portfolio credit risk analysis for 500 million npl (mortgages ,personal and business loans) • Train and coach through seminars and workshops nationwide bank branches colleagues • Keeping npl less than 10% in 2012 when market was over 17% • Credit analysis and in person meetings to restructure debts with over 1000 customers and 150 million loan balances • Avoid loss 25 million obtaining collaterals in negotiation with clients • Team leader in evaluation of capital requirements needs by firm Pimco • Cover bond analysis non-performing loan behavior and modelling prediction • Bad rate & performance reporting combining multiple databases and systems providing key performance indicators

• Coach and train 27 small business credit officers • In person daily meetings with over 5000 thousands clients to their companies promoting banking products • 25% growth of sales each year in 2009 and 2010 in business loans with 150 million total new balances • 3500 new small business client accounts in 3 years • Growth of revenues 500.000 euro in 2011 by reprising 3000 clients with revolving loans • Design campaigns and rally programs with cross sell opportunities • Analyze credit profile and balance sheets for new customers • Seminar leader for business lending marketing and sales • Project management in national strategic reference framework 2007-2014 ,second bank in receiving applications with 2.5 million growth of revenues and 10.000 new clients in 2011 • Design photovoltaic loan product for business and personal loans

• Train in negotiation and communication skills 80 new colleagues and sbl officers • Door to door sales in thousands of clients • Presentations in public and private companies • 2000 new salary accounts in 6 months • Convertible bond support sales and application procedure

• 200 new contracts (real estate agents , brokers , construction companies) • 30 million new mortgage balances through these collaborations • Procurement management for these contracts and minimize expenses for the bank (average cost 1% for each loan amount)

BUSINESS ADMINISTRATION, Finance and Credit